NJ Seller Net Sheet Calculator
What you actually keep when you sell in New Jersey: commission, the graduated realty transfer fee, the 2025 supplemental seller fee tiers, and your payoff, all in one estimate. Built for Hoboken, Jersey City, and Gold Coast sellers.
Estimate your proceeds
The two state fees stack: the longstanding realty transfer fee applies at every price, and the supplemental seller fee applies to the entire price once a sale reaches $1 million, jumping at each tier line. That is why closing at $1,995,000 can net more than closing at $2,050,000. Full explainers: the 2025 seller fee tiers and every closing cost, both sides.
Net sheet questions
How is the NJ transfer fee calculated?
New Jersey’s realty transfer fee is a graduated, seller-paid fee based on the sale price, with higher brackets for homes over $350,000. This calculator applies the standard schedule; senior, disabled, and low-income sellers may qualify for reduced rates, which your attorney confirms.
What is the supplemental seller fee?
Since July 2025, sellers also pay a tiered fee on homes over $1 million: 1% from $1 million to $2 million, stepping to 3.5% above $3.5 million, applied to the entire price. Near a tier line, pricing strategy can be worth tens of thousands.
Is this my exact number?
No. It is a planning estimate using the standard fee schedules. Your exact figures depend on your payoff quote, negotiated commission, attorney fees, and any municipal certificates. I prepare a written net sheet with your actual numbers before you list.
Want your real numbers, not estimates?
A written net sheet with your actual payoff, fees, and pricing strategy: 908-227-8226, or book below.
Estimates are for planning only and use standard fee schedules as of the 2025 law; exemptions and reduced rates exist. Confirm your exact figures with your attorney and accountant.